Parents of dependent students enrolled at least half-time may borrow from a bank or credit union. The variable interest rate for new loans is adjusted annually, with the maximum being 9%. Not based on need, the amount of the FPLUS may not exceed the student's cost of attendance (as determined by the College) minus the student's financial assistance. Repayment of principal (unless deferred) and interest begins 60 days after the loan is disbursed. The lender has more information.

UVSC provides financial assistance to all eligible students regardless of race, color, national origin, sex, age, or disability.